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🏦 Bank account — Japan

Updated June 2026
You will need a local bank account in Japan for rent, stipends and daily life. Requirements differ, but most banks ask for ID, visa/residence proof and an address.

Usually needed

Options

Traditional banks and digital banks (e.g. Wise, Revolut) are common. Some accounts can be opened before arrival; others need local registration first.

Frequently asked questions

Can I open an account before arrival?

Sometimes with a digital bank; traditional banks usually need local registration first.

Are there free student accounts?

Many banks offer fee-free student accounts — compare before choosing.

This is starter guidance and changes often — always confirm on the official source before applying.

Not sure where you qualify?

Use the free Scholarship Finder and country comparison, then get a personal plan.